Featured Home: 2322 Monteagle St.

If you are looking to buy a home in the Colorado Springs area, let the Platinum Group, REALTORS help. Our expert team of Colorado Springs real estate agents has one goal in mind, and that is to find the perfect home for your family. Check out this featured home from one of our Platinum Group, REALTORS, Nate Benet:

2322 Monteagle St. - $289,900

Raised ranch conveniently located in the central part of town, boasting beautiful hardwood floors throughout the main level and newly finished basement. Spacious kitchen has great cabinetry for storage space, bright window box, and black appliances to include a smooth top stove. Cozy up next to the fireplace in the main level living room, or in the basement family room. Three main level bedrooms and one in the basement provide for many living arrangements. Closet space is abundant throughout the home.

Vinyl windows on the main level, freshly painted exterior and deep two car garage are features to be desired. Mature landscaping surrounds the property and there is a convenient dog run in the back. Two patios for relaxing; one partially covered in the back and one in the front. Soak in the hot tub out back or spread out on the nice, flat lawn. Sprinkler system in the backyard and drip irrigation in the front to maintain the nice green grass and decorative shrubs and mature landscaping.

About The REALTOR

Nate enjoys the real estate profession because of the challenges in today’s market. With nearly 3,000 real estate agents working in the Colorado Springs area, Nate understands the value of teamwork between him and his clients, as well as the importance of integrity from the beginning of a transaction and beyond closing. Strong negotiating skills, staying up to date on market conditions and an emphasis on thorough communication have helped Nate achieve his clients’ trust.

Building personal relationships with his clients and being part of the home buying/selling process has been very rewarding to Nate. He strives to be your REALTOR® not only during the transaction but after as well. He is excited to work with you on your next home purchase or sale and looks forward to providing you with the value that his past clients have experienced. With a lot of attention focused on working by referral, it’s easy to see why so many great friendships have been established.

Nate enjoys a variety of sports and activities, including soccer, skiing, backpacking and golf. He is a member and a volunteer for the Colorado Springs Chamber of Commerce Rising Professionals, which allows networking with like-minded individuals to challenge each other in business and life. His interest and understanding of community engagement show through his involvement with local groups, committees and organizations.

Nate is licensed through the state of Colorado. He is a member of the National Association of REALTORS®, the Colorado Association of REALTORS® and the Pikes Peak Association of REALTORS®.

Let Us Find You Your Dream Home

House hunting can be an exciting, but nerve-wracking time. Don't worry, you don't have to do it alone! Our team of Colorado Springs REALTORS can help you find your dream home. With industry intelligence and knowledge of the Colorado Springs area, they can guide you through the buying process. If you are in need of help finding a home in Colorado Springs, call The Platinum Group, REALTORS at 719-536-4444 today.Let The Platinum Group, REALTORS Find Your Next Home!

The Platinum Group, Realtors The First Choice in Real Estate

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6760 Corporate Drive, Ste 300

Colorado Springs, CO 80906

(719) 536-4444

Take a Family Road Trip to Colorado Springs for Spring Break!

Looking for something out of the norm to do for Spring Break this year? Consider a family road trip to Colorado Springs. With adventures ranging from mild to wild, Colorado Springs has more than 55 area attractions to keep your family having fun the entire break. Platinum Group, Realtors® of Colorado Springs has a listed a few out of many family friendly activities to give every member of your family something to do.

Colorado Pioneers Museum

Colorado Springs Pioneers Museum offers free 30 minute “Windows into History Tour” each Saturday. Not able to attend this special program? No worries, the museum is open and free to the public from 10:00 AM - 5:00 PM Tuesday through Saturday. Get a calendar of events and other helpful information at www.cspm.org/visit

Colorado Springs Fine Arts Center

Drive your artistic passions at the Fine Art Center's Bemis School of Art during Spring Break. Experienced artists and art instructors, large studios and limited class size create a motivational and supportive environment to develop talents. Varying classes are offered for different age levels. Plan your visit at www.csfineartscenter.org/visit

Space Foundation Discovery Center

The Space Foundation Discovery Center is the region's first and only dedicated space, science and technology center and museum. It is an interactive, education-focused destination that advances science, technology, engineering, art and mathematics (STEAM) in the exciting context of space exploration, development and utilization. Visitors are welcome to check it out Tuesday through Saturday 10:00 AM - 4:00 PM. Check out the special events they'll be hosting at www.discoverspace.org.

CityROCK Climbing Center

CityROCK Climbing Center offers indoor climbing camps for children ages 4 and up. The indoor camps are based on both climbing and social activities. They offer structured climbing and non-climbing games and activities to increase strength and balance. Campers will learn valuable teamwork and communication skills while building their confidence both on and off the wall. Have fun in the CLIMBarium. Try the auto belays, slacklines and other climbing-related features that CityROCK has to offer. Children of all levels are welcome to join. Climbing equipment will be provided. They're open every day of the week! Go to www.climbcityrock.com for daily rates, classes and program information.

These are just a few great family friendly activities to check out this Spring Break. Trust us, there is so much more adventure to offer for all ages! After visiting, you'll more than likely fall in love with the area. So if you're considering relocating to Colorado Springs, rest assured that there won't be a lack of fun and laughter here all year-round. If you've made the choice to relocate here, but need some help in your search for that perfect home, give the best real estate agents in Colorado Springs a call for platinum service and platinum results!

The Platinum Group, Realtors The First Choice in Real Estate

Visit our website: www.PlatinumHomeSales.com

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6760 Corporate Drive, Ste 300

Colorado Springs, CO 80906

(719) 536-4444

Real Estate Terminology You'll Hear During The Buying Process

When you are house hunting for a new home in Colorado Springs, it is helpful to have a basic understanding of important real estate terminology. This could give you peace of mind now and could help you save a little bit when you place an offer on your dream home. Here are a few real estate terms you may run across during the home buying process.

Counteroffer
After you make an offer on a home, the seller can reject and include a different offer that changes the terms of the original offer in some way. If you offer $350,000 for a house, and the seller replies that they want $375,000, the seller has rejected your offer and made a counteroffer. A counteroffer of any kind completely voids the original offer.

Acceptance
If you place an offer on a home and the seller agrees to the terms of it, it creates a contract. As soon as the seller signs to your purchase offer, you're in contract for the sale of the house, and neither of you can back out without facing consequences, which for the buyer means possibly losing the earnest money deposit.

Disclosure
The making known of a fact that had previously been hidden. In many states, a home seller must disclose major physical defects in the house within their knowledge. This could be anything from a leaky roof or potential flooding hazards. In all states, the seller must disclose the presence of lead-base paint hazards in buildings constructed before 1978.

Inspection
After you've made an offer on a home, you'll need to schedule an inspection. The cost of an inspection can vary depending on the home you choose to make an offer on and depending on the market condition. The inspector will go through every nook and cranny and review things like the plumbing, electrical, foundation, walls, heating and appliances.

Appraisal
When you apply for a mortgage, your lender will require an appraisal of the home you want to buy. This will estimate the home's value based on comparable homes in the area that have sold. It will also include an investigation of the home.

Contingencies
When you put in an offer on a home, you can specify certain conditions that must be met before the deal will go through. Contingencies can range from making sure you get the loan to the inspection. It allows you a way (and the seller) to get out of the offer if something arises.

Title Insurance
After all the negotiations are done and the seller has accepted the offer, you should receive a home title report. Most mortgage lenders require you to pay title insurance as part of the closing costs. Title insurers will search the public records to make sure the home seller has the rights to the title and that there are no liens on the home.

Closing Costs
There are many fees that come with the purchase of a home. Typically, closing costs will amount to 2-5 percent of the purchase price of the home, not including the down payment. Fees could include excise tax, loan processing costs and title insurance.

When you have a trusted Colorado Springs real estate agent, they will help you navigate the buying process. The Platinum Group, REALTORS is comprised of some of the top real estate agents in the Colorado Springs area. We can help you pick the best REALTOR for your house hunting journey. If you're ready to start touring homes, contact us today at 719-536-4444.

The Platinum Group, Realtors The First Choice in Real Estate

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6760 Corporate Drive, Ste 300

Colorado Springs, CO 80906

(719) 536-4444

Featured Home - 2330 Rampart Range Road

If you are looking for a home in the Colorado Springs area with country living, but still close to the city, The Platinum Group, REALTORS can help. This featured home located in Woodland Park has it all. This home sits on nearly four acres of land, which will make you feel like you are out in the country. However, this home is still close to everything.

Location, Location, Location

Country living with city access. The location of this Woodland Park home is one of its best qualities. This private homestead retreat offers massive Pikes Peak views. Enjoy beautiful sweeping views, but still be close to everything you need. Enjoy the best of both worlds with your own private ranch home on the city's edge. Woodland park is only 20 minutes from downtown Colorado Springs. Enjoy living in a small community with access to a metropolitan area. 

Great School District

This Woodland Park home is located in the Re2 - Woodland Park school district. The students enrolled in this district consistently hold the fourth highest score of all the districts located in the Pikes Peak region on the Colorado Student Assessment Program (CSAP). In addition, Terra Nova Multiple Assessments results are above average to well-above average. There are programs for Gifted and Talented as well as services for those who need help with academics. 

Beautiful Private Ranch Home

This stunning six bedroom, seven bath home features custom architectural touches, historic pieces and nearly wall to wall windows on the South side of this walk out rancher. Stamped concrete flooring, mosaic stone accent, reclaimed timbers, copper edging, Lopi wood stove, water features and landscaping that is simply breathtaking. Enjoy main level living with an oversized, heated three-car garage that is a mechanic's dream shop. It could also be easily converted into a barn if desired. 

This home offers a great room that is simply breathtaking. In addition, there is a gourmet kitchen that is an entertainers dream. Featuring cherry and maple cabinetry, six burner stove, double wall ovens, beverage cooler and so much more. Enjoy a walk out basement that offers views most will never see. This home also features two laundry areas. 

There is a large family room with bar, walk-in wine room, work out room, sauna, theater and three additional bedroom suites with attached baths. The greenhouse room is perfect for bringing your plants in during the winter or for year-round gardening. There is also a log cabin that sits next to the house is quaint and offers two bedrooms, bathroom and living room. Craft building is ideal for your own business, quilters or woodworkers dream shop. Acreage in front of the house to the South offers tremendous privacy with room to grow.

Let Us Help You Find Your Dream Home

At The Platinum Group, REALTORS, our goal is to help you find the perfect home for your family. Our Colorado Springs real estate agents will help you every step of the way and guide you through the buying process. If you are looking for a Colorado Springs home, call us today at 719-536-4444.

The Platinum Group, Realtors The First Choice in Real Estate

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6760 Corporate Drive, Ste 300

Colorado Springs, CO 80906

(719) 536-4444

Featured Home - 125 Sun Valley Dr. Woodland Park, CO

Are you looking for a home in the Colorado Springs area? This beautiful, upgraded, Woodland Park home is in a great location with southern exposure. It is located in a sought after neighborhood and close to many amenities. This home is just minutes from shopping, hiking and schools. 

Cozy up in the huge passive solar sun room that has floor to ceiling glass and gorgeous, newly installed tiled floor. It is a great bonus living area. 

The main level boasts a great room that is truly deserving of the name. It features knotty pine walls, vaulted ceilings, stone surrounding wood burning fireplace, new carpet and a wet bar. There's plenty of natural light with the skylight and windows. 

Chefs will be envious of the kitchen that includes newly finished hardwood floor, five burner gas cooktop, tile backsplash, double ovens, breakfast bar and eating area. All appliances are staying, which will make moving in a breeze. The attached deck is the perfect place for a cook out as there is plenty of room for everyone. 

The master suite is a great place to relax and unwind after a long day of work or play. There is a huge sitting area with an outdoor balcony to bring the great outdoors inside. The master suite also features a wood burning fireplace, vaulted ceilings and adjoining five piece bath and a walk-in closet. There is a main level bedroom with a remodeled full bathroom as well as an upper level, secondary bedroom with two closets and a remodeled full bath. 

This home features a garden level, finished basement that provides a large recreation room that is perfect for a television viewing area or entertaining guests. This home has it all! 

Meet The Agent

Skip Johnson worked for more than 20 years in retail as a manager of one of the top sporting goods store. His experiences while working retail provide a wealth of customer focus that is unmatched. After many years in retail, Skip decided 10 years ago to get his license as a real estate professional. The one trait Skip believes contributes the most to his success is his personal commitment to his clients and to his profession. He will go above and beyond in every case to satisfy the goals and needs of his clients and to successfully close a transaction. Skip always strives for the highest level of professionalism while maintaining a friendly and down-to-earth approach.

Buying or selling a home can be a tough proposition in this market – and Skip understands the importance of maximizing market conditions for each and every one of his clients. By combining his numerous talents, he is providing the absolute best possible service for every transaction. It is this combination of strengths in industry knowledge that is designed to maximize listings exposure to the widest possible audience and provide top of the line market research and negotiation skills to get the deal done quickly and for the best financial outcome for his clients.

Let Platinum Group, REALTORS Help You Find Your Dream Home

If you are looking to buy a home in the Colorado Springs area, let the Platinum Group, REALTORS help you! Our agents are some of the top REALTORS in Colorado Springs and we would love to help you find your dream home. If you are needing help on your home search, contact us at 719-536-4444.

The Platinum Group, Realtors The First Choice in Real Estate

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6760 Corporate Drive, Ste 300

Colorado Springs, CO 80906

(719) 536-4444

5 Tips For Buying A Home in Colorado Springs

Are you looking into buying a home in the Colorado Springs area? There are a lot of things that you need to consider before plunging in and putting an offer on a home. Do you know exactly what to look for in a home? If not, The Platinum Group, REALTORS is here to help. Here are five tips to help you find the perfect home.

1. Look into the Future

Think about where you are going to be in a few years. Is this going to be your forever home or are you only going to be there for a couple of years? This is important as it will help you know what to look for in a home. If you plan on having kids, is there enough space to grow into? If you are only going to be there for a short time, make sure the house has good selling features. Is it on a busy street? If so, you may be limiting yourself to your future buyers. Is it in a good school district? If it isn’t, you may be missing out on a large portion of future buyers as families take that into consideration when buying a home.

2. Make a List

Make a list of must haves, would be nice to haves and don’t wants. Home buying can be an emotional process and having a list can help keep you from letting your emotions get in the way. It is important to love the house you buy, but does it meet all your needs? You may love the way that it is painted or the way it is decorated, but these are just surface level needs that can be added to almost any home. Does it have that island in the kitchen that you want, or does it have room to add one? If not, and that is on your list of must haves and you can’t live without it, then it is time to move on to the next home.

3. Take a Look at the Neighborhood

Before you buy a home. Take a look at the neighborhood where it is located to see if it is a right fit for you. Are people outside doing yard work or is the neighborhood quiet? Is there a park nearby? It is also a good idea to test your regular commute from the house. Are you willing to do that on a daily basis? Drive by the home at night. Are the streets well lit? It is a good idea to see what the neighborhood is up to at different times of the day. You may potentially be living in the area and you do not want to be surprised by anything. 

4. Don’t Be Surprised by Unexpected Costs

Most people only budget for their mortgage payments. However, you need to take into account all expenses like utilities, property taxes and HOA fees. Also take into account things like repairs, maintenance and possible property-tax increases. If you create a budget for these things now, you will be prepared and not have to face the possibility of potentially losing your home because you can no longer afford it.

5. Have The Home Inspected

Hiring a home inspector is an important part of the buying process that will help you avoid costly expenses. It may cost you a couple hundred dollars, but it could save you thousands of dollars down the road. The inspector is there to provide you information that can help you in your decision to buy the home or skip it. It is helpful to have an unbiased third-party opinion. If the inspector does find something, it could help you lower the price in the negotiating process. It is better to spend the money upfront on an inspector, then to have a problem come up later and spend even more on a contractor.

Let The Platinum Group, REALTORS Help You Find Your Next Home.

There are a lot of steps in buying a home. Don’t take this journey alone. Let the best team of real estate agents in Colorado Springs help you find your dream home. A professional REALTOR can help you navigate through the process of buying a home. If you are looking to buy a home in the Colorado Springs area, give The Platinum Group, REALTORS a call today at 719-536-4444.

The Platinum Group, Realtors The First Choice in Real Estate

Visit our website: www.PlatinumHomeSales.com

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6760 Corporate Drive, Ste 300

Colorado Springs, CO 80906

(719) 536-4444

Featured Home: 7545 Margarita Place - $825,000

This luxurious 4 bed, 4 bath custom ranch home was built by Copper Valley Builders. It sits on over an acre of land and at the end of a cul-de-sac with a great view, trees and lots of privacy. It is located in the desirable Woodmen Oaks, which is in the award-winning district 20. This home has been well maintained and meticulously updated, which shows true pride of ownership.

Beautiful Views of Forrest and City Lights

This home is wrapped with a custom deck that has wonderful views and privacy among the pine trees. The grand entry invites you to enjoy the open floor plan. The formal dining room has a large picture window that allows light in, and beyond is the great room with beautiful beamed ceiling, a gas fireplace, and entry to the deck. This home features a gourmet kitchen which walks out onto the large, beautiful deck. This kitchen will please any chef. It includes a huge center island, stunning beamed ceiling, ample counter space, tons of storage – walk-in pantry - and walls of windows that surround a sizeable dining nook. The main master retreat features a private, spa-like 5-piece bath. It also includes a huge walk-in closet with custom shelving and walk-out to the private sunroom, which is the perfect pace to take in the spectacular city view.

The Perfect Place to Entertain

The downstairs area includes a generous rec room, which is the ideal place to entertain family and friends. It features a gas fireplace, floor-to-ceiling stone work and walk-out covered patio, which has a hot tub and of course gorgeous views. The lower-level study has a built-in desk and bookshelves. This is the perfect place for a home office or a place for the kids to do homework. Downstairs you will also find 3 sizeable bedrooms, 2 of them featuring in-room sink vanities and an adjoining shared bath. An additional ¾ bath and large storage room with cabinets and shelves complete the lower level. This property is truly spectacular and includes many features and upgrades. There is an oversized three car garage that has shelving and cabinets, a spacious main-level laundry space/mud room, built-in sound system, two water heaters, dual-zoned furnace & AC, European textured walls on the main floor and so much more!

Meet the Real Estate Agent!

Kim Kingston

Kim Kingston graduated from Colorado State University in Fort Collins, CO with a Bachelor of Arts in Technical Journalism.  She earned her Masters of Business Administration with an emphasis in Accounting from the University of Colorado. She has credit for passing the Colorado CPA exam and has worked as a Vice President – Mortgage Divisional Controller for 2 nationally chartered banks prior to joining Reardon Partners. She is excited to leverage her knowledge of mortgage, tax and accounting to aid customers with their most significant financial investment – home ownership.  Kim resides locally with her husband and two young children. Having grown up in Colorado Springs and now enjoying raising her own family here, she is very knowledgeable about the area and all that this wonderful city has to offer.

Let the Platinum Group Help You Buy Your Next Home!

Buying a new home can be challenging sometimes, but with the help of The Platinum Group it doesn't have to be! The Platinum Group is comprised of some of the best real estate agents in the Colorado Springs area. With experience knowledge of the area, our real estate agents can help you pick your next home in Colorado Springs. 

The Platinum Group, Realtors The First Choice in Real Estate

Visit our website: www.PlatinumHomeSales.com

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6760 Corporate Drive, Ste 300

Colorado Springs, CO 80906

(719) 536-4444

Why You Need Title Insurance

Purchasing title insurance is one of the last steps homebuyers take before closing on a home. Title insurance is important for a homebuyer because it protects them and the lender from the possibility that the seller doesn’t (or even previous sellers didn’t) have free and clear ownership of the house and property, and therefore can’t transfer full ownership to the buyer. Although the chance of filing a claim is low, the loss if there is no title insurance is high. In fact, if homebuyers’ do not have title insurance, they could ultimately lose the home. The Platinum Group is here to help future homebuyers understand the importance of title insurance and why they need to have it.

Importance of Title Insurance

There are many different situations in which your title insurance could protect you. Worst case scenario is that the seller knowingly sells you a home they don’t own – for example, renters posing as sellers. More likely though, the seller originally co-purchased the house and is unaware that the other purchaser’s signature is needed to sell the home. The seller could also have bought the house from someone who didn’t have the right to sell or purchased the house under the terms of a will that was out of date, and the updated will left it to someone else. In any of these situations, title insurance will step in to help.

Lender’s Policies and Buyer’s Policies

Title insurance is purchased in two different forms: lender’s policies and owner’s policies. When taking out a mortgage loan, the lender will require you buy a lender’s policy to pay for legal defense costs and reimbursement on any mortgage payments that you can’t make because you’ve defaulted on the mortgage. While it is typically not required, most lenders will encourage you to purchase an owner’s title policy as well, which covers your own legal fees and other losses. Even the most in-depth preliminary title searches can miss things, like an heir to the house turning up or paperwork with misspelled names reveal a claim concerning the property. In these circumstances, title insurance will defend such claims and might even resolve the issues brought up. If the court decides against your favor, then the lender’s policy will reimburse the lender for what you owe on the mortgage. The owner’s policy will cover your financial losses.

Preliminary Title Report

Title insurance companies will perform a title search before issuing a policy. The search involves combing through public records concerning the house including past deeds, wills, trusts, divorce decrees, bankruptcy filings, court judgments and tax records. The preliminary title report gives everyone a chance to eliminate trouble spots before proceeding with the sale, or to call off the sale if there is anything too serious.

Buying a Home with The Platinum Group

Title insurance is just one of the many different details that must be attended to when buying a home in Colorado Springs. The Platinum Group is here to help with all your buying and selling needs. We bring together the top real estate agents in the Colorado Springs area to provide you with Platinum Service and Platinum Results. 

The Platinum Group, Realtors The First Choice in Real Estate

Visit our website: www.PlatinumHomeSales.com

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6760 Corporate Drive, Ste 300

Colorado Springs, CO 80906

(719) 536-4444

5 Useful Tips to Get the Best Mortgage

Shopping for a mortgage is one of the first steps in your process of buying a new home in Colorado Springs. The homebuying process can be a challenging one, but the Platinum Group, Realtors can guide you. One of the best ways to secure the most favorable terms and conditions is to prepare ahead of time before getting a mortgage. Here are some tips to ensure you get the best mortgage you can:

1. Improve Your Credit

Your credit score is important to a lender and determines what type of interest rate you qualify for. Manage your current debt responsibly. Always pay your bills on time and chip away at your outstanding balances by paying more than the minimum. You can obtain one free credit report from each credit reporting company. If you see something that doesn't look right, have it removed.

2. Plan For a Down Payment

Although a 20 percent down payment on a mortgage loan is ideal, it's not mandatory. In some cases, if you can’t afford a 20 percent down payment, your lender will require you to pay for mortgage insurance because they’re increasing their risk by loaning you more money.

3. Get Pre-Approved

It is recommended to get a mortgage pre-approval. This process is used to help determine how much money you are qualified to borrow for a home purchase. The lender will do a credit check and go over your income statements to determine your financial means. Once you're pre-approved, you will have a more realistic expectation of which homes fall within your budget. 

4. Shop For a Lender

The homebuying process involves finding an interest rate and mortgage lender that best suits your financial situation. No two sets of lender fees are alike, so it's important to get loan estimates from multiple lenders before making a decision. Call the lenders or meet with them to see who you feel most comfortable with.

5. Decide on a Loan Type

There are several types of home loans available. Not all homebuyers are suitable for the same loan programs or qualify for certain products. Here are some examples of various loans:

• If you are a military veteran, consider a Department of Veterans Affairs (VA) loan.
• First time homebuyers with good credit may qualify for the first-time homebuyer loan via the Federal Housing Authority (FHA). FHA loans require only a 3.5% down payment and typically come with good interest rates.
• Really expensive homes may be more suitable for a jumbo loan.

Start Your Home Search With Platinum Group, Realtors

Buying a home in Colorado Springs is a major investment. There is no reason to pay more than you have to. Many homebuyers do not take the steps necessary to get the best mortgage they can. By following these tips and consulting with your agent at the Platinum Group, Realtors, you can be comfortable, knowing you found the right loan for you. When you are ready to start looking for homes in Colorado Springs, we can refer lenders in the Pikes Peak area to help save you time and money.

The Platinum Group, Realtors The First Choice in Real Estate

Visit our website: www.PlatinumHomeSales.com

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6760 Corporate Drive, Ste 300

Colorado Springs, CO 80906

(719) 536-4444